Former Interstellar Mercenary In Urban Cultivation World
Chapter 819: Universal Bank (Part 2)

Chapter 819: Universal Bank (Part 2)

He already knew their answer—if it had been a refusal, they certainly wouldn’t have come here in person.

Baolin Jia had been planning this money-making scheme for a year.

Over the past year, he had approached many wealthy disciples, but none of them had responded, and he was on the verge of giving up his dream.

"Martial Aunt, what do you think?" Baolin Jia ran up to them and eagerly asked.

Amalia saw the glint of tears in his eyes, knowing it was from excitement, and smiled understandingly, "I think it looks good. The plan seems feasible. What about your father? Has he agreed?"

Baolin Jia glanced around, noticing that some people were paying attention to them.

He immediately said, "Junior Master Uncle, Martial Aunt, let’s talk at my place."

"That works," Amalia also didn’t want to draw too much attention.

The three of them went to Baolin Jia’s residence.

His place was more spacious than most disciples’ quarters—not because he was the son of Peak Master Bomen Huaguo, but because he was willing to spend money for comfort.

At Nephrite Pill Peak, there were houses you had to pay for and others that were free.

Those with fuller wallets generally chose to pay for housing since it came with cleaning services.

However, most disciples opted for the free accommodations.

Though simple and crude, they saved a small amount of spirit stones each month, which they could use for cultivation.

That said, Nephrite Pill Peak and Artificer Peak were wealthier than the other peaks—one made money by selling elixirs, and the other through making artifacts, so they were quite self-sufficient.

Baolin Jia invited the two of them inside and quickly rushed to fetch two chairs.

"Junior Master Uncle, Martial Aunt, please have a seat."

Amalia didn’t stand on ceremony, and Kenny Lin was even less polite.

Baolin Jia stood in front of the two of them.

Even though they were about the same age as him, he felt like he was standing before the sect leader, and nervously rubbed his hands together.

"I’ve already asked my father. He said that if the two of you, agree to invest some spirit stones, he’ll agree to back me."

Baolin Jia blinked his big eyes, looking all innocent.

Amalia smiled—this little chubby guy was actually learning to play tricks.

In front of Peak Master Bomen Huaguo, Baolin Jia had probably claimed that Amalia would definitely invest some spirit stones, which is why the Peak Master agreed.

Fortunately, Baolin Jia didn’t try to hide anything.

He was honest enough to lay things out as they were.

Otherwise, if the truth were discovered later, it could have left a lasting grudge.

Trust is the most important thing in any partnership, and if there were any secrets, this collaboration wouldn’t last long.

Seeing that Amalia wasn’t angry, Baolin Jia breathed a sigh of relief.

He was worried about upsetting her, fearing that if she refused, both sides would walk away empty-handed.

"I can invest some spirit stones, but it won’t be too much at first—around 100,000," Amalia said.

A hundred thousand wasn’t a huge amount, but it wasn’t small either.

Though Baolin Jia was a little disappointed, having expected more, he was still content with what he got.

"Then we’ll consider these spirit stones as the capital investment from the two of you. Once I get the bank up and running, all you’ll have to do is sit back and collect spirit stones."

Amalia smiled and said, "It’s still too early to talk about that. Let’s wait until you actually open the bank. Also, make sure to draft the investment contract as soon as possible. I’ll give you the 100,000 top-grade spirit stones now, and you..."

"Top-grade spirit stones!" Baolin Jia’s sharp voice suddenly rang out, his face filled with disbelief.

"If not top-grade spirit stones, what did you think they would be?" Amalia asked with a smile.

Baolin Jia had assumed they would be either middle-grade or high-grade spirit stones, with the highest possibility being high-grade ones.

But to his shock, they were top-grade spirit stones.

One hundred thousand top-grade spirit stones could be exchanged for ten million high-grade ones, nine times more than what he had expected since his original plan was based on one million high-grade spirit stones.

The enormous surprise hit Baolin Jia so hard that he was nearly disoriented, unable to figure out which direction the sun was setting.

With this massive amount of capital, he could accomplish so much more.

Some plans that had been delayed due to a lack of funds could now be implemented earlier.

"Martial Aunt, do you really trust me this much to make a profit?" Baolin Jia was deeply moved.

One hundred thousand top-grade spirit stones were no small sum, and very few people would dare to invest in a project that seemed to have no guarantees—especially since most people were broke.

"It’s not that I trust you; I trust that this idea you’ve presented is worth trying," Amalia said frankly.

"Either way, thank you. I promise I won’t let you down." Baolin Jia’s eyes shimmered with excitement, "For this investment, I’ll give you 60% of the bank’s shares. What do you think?"

"Sixty percent?" Amalia raised her eyebrows.

Baolin Jia’s heart raced, worried that he might have offered too little and would provoke displeasure, but Amalia continued, "I’m only investing funds. I won’t be involved in anything else. Are you sure you want to give me that much?"

"It’s not too much, not at all." Baolin Jia smiled and quickly waved his hands, "It’s not too much. I initially wanted to give you 70%, but once the bank expands, we’ll need to train capable talent, people who are fully devoted to the bank. We might need shares to motivate them, so I thought 60% would be better."

"The fact that you’re thinking this far ahead makes me believe the bank will definitely grow big," Amalia said, "You can’t catch a wolf without risking something. I didn’t expect such foresight from someone at your age."

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