Rebirth: The Comeback of the Girl
Chapter 177 Mortgage Loan

Chapter 177: Chapter 177 Mortgage Loan

Boss Zhang carefully inspected the real estate purchase contract; seeing that Zhen Yu had written a down payment of one thousand, he raised no objections.

Anyway, today was just to make the initial deposit, they could go straight to the housing authority to handle the transfer procedures the day after tomorrow when they opened. The important thing was that the down payment was in order, and the deadline for the final payment was also written as within half a year.

"Why does this also need to be notarized?" Boss Zhang saw a handwritten note attached at the end of the contract and couldn’t help but look up and ask.

Zhen Yu smiled, "Mainly because we don’t know each other, I don’t know if your shop is involved in mortgage loans and property disputes, or if it’s related to inheritance or gifts, and the like."

Zhen Yu enumerated each item, and Boss Zhang denied each in turn, indicating that his shop was very clean.

"Since your shop doesn’t have any problems, then you should be even less worried about notarization! Besides, we will pay for the notarization! We can notarize the purchase contract together. You only need to submit some documents, so you won’t have to worry about any issues with the final payment—why not do it?"

"Alright then!" Boss Zhang heard this and agreed, as it made sense to him.

"One last thing, when will you hand over the property?" Zhen Yu looked at Boss Zhang.

The other party didn’t hesitate and grandly said, "Anytime! I just need to move some stuff and tidy up a bit, then I can hand over the property."

"There’s no need to rush, it’s fine to hand over the property before the National Day," Zhen Yu said. "My mom will have to leave after handling the transfer procedures, so please deliver the keys to Xu’s Martial Arts School after you’ve cleared out the place."

"No problem!"

As lunchtime approached and because this sales transaction was agreed upon, Boss Zhang insisted on treating everyone to a meal.

Mrs. Zhen couldn’t refuse and agreed.

The lunch was... well, not that great.

After seeing the guests to the restaurant door, Zhen Yu, after much hesitation, still gave a piece of advice, "Uncle Zhang, I think it’s not just the location of the restaurant that needs to change; you might also need a new chef."

Upon hearing this, Boss Zhang burst into laughter. He hadn’t expected this young girl, who had been cold and indifferent after completing the deal, to give him a piece of sincere advice before leaving, showing that she had a good heart.

"I’ll dismiss the staff once this shop is sold."

Which implied that the new restaurant would be hiring new staff. Thinking about the attitude of the waiter during her last visit, Zhen Yu nodded, "Oh. Goodbye, Uncle."

"Goodbye, little girl."

——

After lunch, Zhen Yan wanted to go straight to the Martial Arts Hall, as he didn’t even want to miss half a morning of studying martial arts, let alone an entire day.

Zhang San and Li Si’er still wanted to ask Zhen Yu more about the ’internet management’ job, and it just so happened that Zhen Yu also wanted to have a serious talk with the two of them, so the whole group hustled to the Martial Arts Hall.

After greeting Xu Lin, they borrowed his private room to discuss.

As soon as they sat down, Mrs. Zhen took the initiative to ask, "Girl, what are you really planning? We’ve spent the money buying the property, so where will we get the money to buy computers?!"

"Mortgage loan." This term was actually familiar to everyone; even if they hadn’t taken out a loan themselves, they had more or less heard about it.

"Loan? Isn’t the interest really high on that?!" Mrs. Zhen didn’t quite understand, but rural people instinctively shudder at the word ’loan’, thinking first and foremost of usury!

"The interest on state loans isn’t much, at least much lower than our profits!" Zhen Yu had already inquired about the current savings interest rate from her mother and roughly calculated a rough figure in her mind.

"For a loan of fifty thousand, the annual interest should be about two thousand five hundred."

"Isn’t that high?" Zhang San was incredibly surprised! How much does someone with a regular job earn per month now? That’s half a year’s salary!

"Taking out such a large loan!" Mrs. Zhen was also shocked, "No, no! That’s too much! What if that gaming center isn’t like you said, and we end up losing not only the shop money but everything else?!"

"A mortgage loan should only be taken out once for the same property, it’s best to get what we need in one go. So we should borrow as much as we can!" Zhen Yu explained.

"But why borrow so much? Can so many computers really attract players?" Mrs. Zhen still disagreed, "And didn’t we agree to test the waters first?"

Zhen Yu really wanted to say ’people will play,’ but she felt that even if she did, Mrs. Zhen might not believe her before it became a reality.

The next second, Zhen Yu almost blurted out ’or just buy property instead!’ But she held back, because with her family’s current capital, they couldn’t speculate in real estate.

"Mom!" Zhen Yu patiently straightened out her thoughts while explaining, "The restaurant’s renovation is several years old now, we need to renovate! Opening a gaming center isn’t just about buying computers, we also need to buy desks and chairs, which is also a significant amount! There isn’t much left for buying computers."

Zhen Yu paused to catch her breath and continued, "Originally I wanted to buy a small shop and buy fewer computers to test the waters.

But now that we’ve decided on a larger shop, let’s go big! Mom, trust me! We absolutely won’t lose!!!"

Seeing her daughter’s full confidence, Mrs. Zhen thought about the time they started Shoe City and finally made up her mind to agree.

When their entire family had only eight thousand yuan, she listened to her daughter once, and this time it was no different! Who told her daughter to be ’capable’!

Regarding Zhen Yu’s various unusual behaviors, Mrs. Zhen had already automatically attributed them to ’receiving advice from a deity’ and ’striking it lucky’!

So now she was somewhat blindly trusting, always feeling ’trust in my daughter, that’ll do!’

——

Having settled with Mrs. Zhen, Zhen Yu started to discuss with Zhang San and Li Si the plans for the next half a year or even a year.

"Little sister." Zhang San adopted Zhen Yan’s way of addressing Zhen Yu, "When do you plan to renovate?"

"After the National Day, we’ll start the renovation once the property is handed over; we’ll also need to air out the place!" Zhen Yu was planning to come back to Qi City with Mrs. Zhen later to arrange for the renovation.

"So, when exactly do you plan to open the computer room?" Li Si was most concerned about learning the craft, "Shouldn’t Brother San and I start learning in advance?"

"The plan is to open by May Day next year! One month before opening, I will buy two computers for you to practice games and repairs," Zhen Yu laid out her plans bit by bit.

"Oh, oh! That’s great!" Li Si felt reassured, and even the laugh lines on his face deepened.

"Wait a minute! You plan to open after the New Year, by May Day?" Mrs. Zhen had noticed this timeline when Zhen Yu was talking to the young man selling computers; it was just not convenient to ask at the time, and afterward, she was too busy and had forgotten.

Now, as it came up again, she couldn’t help but ask, "By May Day, Shoe City would have just closed! Wouldn’t I have to come to Qi City for the gaming center’s opening? Then how will you manage?!"

Zhen Yu, with a ’that’s no problem’ expression, replied, "I’ll stay in the dormitory!"

"Is that going to work?" Mrs. Zhen was somewhat worried.

She was already worried about her son living in the dormitory for High School! Let alone her daughter who’s only in junior high! Although her daughter was more sensible than her son, she was still young after all.

"Of course!"

Search the lightnovelworld.cc website on Google to access chapters of novels early and in the highest quality.