Rebirth: Super Banking System
Chapter 149 - 135: Unlimited Funds (Subscribe Please!)_1

Chapter 149: Chapter 135: Unlimited Funds (Subscribe Please!)_1

After breakfast, Tang Qing sent this month’s recommended client information over to Dou Jiao. Once Dou Jiao had taken care of it she would send a text, and all he had to do was wire transfer the money. Tang Qing already had contracts signed and ready at the company. Even though the amount column was left blank, he had already given specifications about the maximum loan limit and timeframe.

Living by the principle of ’loaning as much as possible’, Tang Qing repeatedly instructed Dou Jiao, asking her to try and ’swindle’ their recommended clients in the future, lending them up to the maximum limit he had provided, but not exceeding it, amounting to seventy percent of the external monthly loan limit. This month, that was one million and four hundred thousand. As for whether or not those people would be able to pay the loans back, that was none of his concern. As long as it didn’t exceed seventy percent, it wouldn’t affect the contract’s legality or the monthly reviews.

At the same time, he also told Dou Jiao to make ’warm holiday calls’ to their past clients, excluding Yan Guangting and Li Jianguo, seeing whether they or their trustworthy friends had any loan demands. After all, a minimum of six hundred thousand hadn’t found a home yet.

Regarding such ’pimp-like’ tasks, Dou Jiao asserted that she would definitely "treat" him appropriately the next time they met.

The thick-skinned Tang Qing felt no pressure about this.

Everybody else was busy making money and wrangling cash, whereas he was worried about how to give away and spend money, unable to even ’dispense’ it away, with no place to ’spend’ it. At this thought, Tang Qing felt on the verge of tears.

This was a dumb situation.

...

After hanging up on Dou Jiao, Tang Qing went to Lin Jiaxue’s house, preparing to accompany her as she bought some gifts for bringing home. The year-end was busy, but fortunately, Dou Jiao had taken some of the loan job off his hands, if not, he would have been in a frenzy again.

Half an hour later.

Tang Qing was walking hand in hand with Lin Jiaxue on the lively streets.

The streets were already filled with a festive atmosphere, with banners about merchant discounts everywhere along with crowds of people buying New Year goods.

Looking at these sales from the merchants, Tang Qing was suddenly inspired.

He was just about to open his mouth when the familiar Lin Jiaxue said, "Tangtang, no buying things for me today."

Upon hearing her, Tang Qing gave a bitter smile, "I haven’t said a thing yet."

"Don’t I know you? Since they don’t sell middle-aged women’s clothes here, yet your eyes are glowing." Lin Jiaxue glared at him.

"Hehe, truly, the only one who understands me is my wife. But those clothes are really cheap, they’re on sale." Tang Qing continued to entice, aware that Lin Jiaxue was sensitive to sales. In the past when they didn’t have much money she liked to buy cheap clothes from wholesalers, and was quite good at bargaining, simply a model of a virtuous wife and good mother.

"No buying, I have enough clothes. You’ve already bought all my clothes and accessories for the next few years. No buying of clothes during Chinese New Year either, no wasting money." Lin Jiaxue said firmly. The stuff Tang Qing had bought for her previously were rather too many. Though she was tempted by the discounts, she wouldn’t allow Tang Qing to spend any more money.

"Er...fine, we could buy next year though, right?" Tang Qing smiled. The daily arbitrage earnings of tens of millions of RMB made him somewhat indifferent to the concept of money. In the future, when he heard those tycoons say that money was just a number he felt like they were just putting on airs, but now he truly understood. However, while others woke up every day thinking about how to repay the principal and interest of tens of millions to the bank, he was thinking about how to spend this money.

"Mm." Lin Jiaxue nodded.

So Tang Qing spent the entire morning with Lin Jiaxue shopping. Lin Jiaxue used her own pocket money to buy some not-so-valuable things for Tang Qing’s parents and her grandparents. Tang Qing naturally wouldn’t play the big boss at this time, and insist on buying each person tens of thousands worth of gifts, just followed and bought a bit pricier items.

As for the afternoon, Tang Qing shamelessly played the kiss game with Lin Jiaxue, watching the show "The Demi-Gods and Semi-Devils".

...

February 4, 2005

Friday.

Today was Sheng Tang Apparel’s last meeting of the year, and the luxurious conference room on the third floor was already prepared yesterday.

Ten o’clock in the morning.

Sun Chao brought Tang Qing to the company.

By now, the long conference table was already filled with people, even more than last time, because the marketing and design departments each had an additional deputy manager. As the manager of the clothing factory and several deputy managers naturally also attended this meeting, thankfully the table was large enough to squeeze everyone in.

Standing at the entrance of the conference room, Tang Qing didn’t immediately push open the door, but instead furrowed his brows,

Feeling as if something was missing, yet he couldn’t quite recall what that was.

Staring at the closed door before him.

After ten seconds.

Tang Qing finally realized what was missing

------he was short of a secretary to open the door.

Thinking about this, Tang Qing found himself chuckling. He must have watched too many cheesy skits in his past life where a domineering boss would always have someone to open the door for him wherever he went. Damn capitalist, such laziness.

Shaking his head to dismiss those uninteresting thoughts, Tang Qing pushed open the conference room door and walked in. The room abruptly fell silent as everyone straightened up with seriousness. Only Qi Yan and an attractive deputy manager that Tang Qing had not yet ’become familiar with’ kept beaming at him with curious eyes, scrutinizing the excessively young CEO before her.

With composure, Tang Qing sat in the main chair, looked around and asked Yang Kai sitting next to him, "Manager Yang, has everyone arrived?"

"Boss Tang, everyone’s here," Yang Kai nodded confirmatively.

"Good, this is the last meeting of this year. Tomorrow starts the holidays, I wish everyone a wonderful Chinese New Year. Although we didn’t do much business this year and the profits from e-commerce were not that impressive. The efforts of everyone here are not to be discounted. Manager Yang, after all the salaries are paid today, how much money will still be left in the company’s accounts?" Tang Qing asked after finishing his statement.

"We will still have 1.3 million left," Yang Kai immediately responded, clearly he had a good knowledge of the company’s financial status.

Upon hearing this, Tang Qing nodded, and then said, "In that case, we have never discussed the issue of annual bonuses, and you didn’t set a plan. I know it’s because we didn’t have a lot of business, you don’t feel comfortable asking for it. However, I’m still concerned about this matter. Thus, Manager Yang, let’s say your annual bonus is set at fifty thousand, the deputy managers and Manager Liu will get twenty thousand a year. Both the company manager and the deputy directors will get ten thousand, the assistant managers of the company and those in charge at the factory will each get six thousand. For the rest of the Sheng Tang employees, I won’t measure who worked more or who worked less, that is something you need to consider at the end of next year. This time, without making any distinctions, everyone will receive a three thousand annual bonus, so that everyone can have a good Chinese New Year."

"Boss Tang, if you calculate it like this, there might be less than 500,000 remaining in the company’s accounts," Yang Kai remarked with a furrowed brow. Tang Qing had earlier mentioned an injection of funds without specifying a date. With the new year on the horizon, 500,000 clearly won’t be enough to keep the business running long-term. All the managers and deputy managers below were excited, but as the general manager of the company and the person holding the reins, he didn’t want Sheng Tang to run into any trouble.

In response to Yang Kai’s doubts, Tang Qing smiled inwardly. This was the difference between employees and managers. Managers pay attention to whether the boat will capsize whereas workers only care about their own lifebuoy and canoe. The attitudes of the managers below, as well as Yang Kai and Qi Yan, along with other managers at their level, were telling of who genuinely cared for the company. However, Tang Qing didn’t hold it against anyone else. Everyone in the world is just trying to earn their turn, there’s nothing wrong with that.

"Haha, no need to worry, Manager Yang. I’ve already prepared 30 million in funds which can be injected into the company at any time after the Chinese New Year. Also, a heads up for everyone, I’ll be injecting more funds, anywhere from 30 million to 100 million, into the company by mid-next year. How much of the funds I eventually inject depends on how well you utilize this initial 30 million," Tang Qing said laughing, meanwhile dropping another huge hint. He had been generating dead capital in his accounts since this morning, at the rate of over ten million per day. He had no choice but to increase and speed up his investment in Sheng Tang, but he also didn’t want the company to burst from being overfed.

"Boss Tang, are you serious? Really up to a hundred million?" Yang Kai asked in shock. Just a few months after Tang Qing’s initial investment of 30 million, he might be ready to invest up to a hundred million more. This was far beyond what he had envisioned, filling him with hope for the future. With such a cash-rich backer, what could stop them from building a successful brand?

The others looked at Tang Qing, their eyes shining with anticipation, waiting for his response. Notably Dou Jiao, confident in her 5% unsalable shareholdings in the company which would bump her net worth well over 2 million with just the first 30 million investment. And if another 100 million were to be injected, her shareholdings could be valued over 6 million, much more than the value of her family’s factory. Remembering this, Qi Yan also watched Tang Qing full of excitement, proud to be associated with the right person.

Observing their eagerness from the corner of his eyes, Tang Qing was pleased and took pleasure in the enjoyable sense of success. He then laughed, "Why would I deceive you? If it weren’t for the fact that I’m worried you won’t be able to handle it and the company needs time to absorb new funds, I would have no problem injecting one billion immediately after the Chinese New Year. So, I hope to see your ability to spend money well. Besides, I have no desire to see a disorderly expansion behind the flurry. If you satisfy me with the use of the first phase of funds, the upper limit for the second phase might not just be one billion. If the second phase meets my expectations, the funding for the third phase might exceed what you can imagine."

Everyone underneath was set alight by Tang Qing’s grand words.

What did they hear?

First, it seemed that their boss currently has at least one billion in funds.

Second, if the first 30 million was well spent, there could be an investment of at least one billion for the second phase.

Most importantly, there was no upper limit set for the third phase of funding. What concept was that? Two hundred million, three hundred million...or even more?

They couldn’t imagine for a moment, but they were sure of one thing, they needed to spend this first 30 million wisely, to satisfy Tang Qing. That way, the company would never lack funds in the future. And as the company grows stronger, so will their income.

Seeing everyone dumbstruck, Tang started laughing again, "Come on everyone, what I just said was all true. As long as I can see that the money was well spent, money is not an issue. But, Manager Yang, why the long face? Shouldn’t you be rejoicing?"

Upon hearing this, Yang Kai laughed bitterly, "Boss Tang, with the news you just broke, who can really enjoy their holidays? I reckon everyone will be thinking about work during the holiday period." And, he was already planning in his mind how to spend the hundreds of millions of funds, and could not stop himself. One hundred million, oh, it was really dizzying.

"Haha, what’s there to worry about? As long as the company sticks to the plan that was set earlier, achieving our goal won’t be difficult," Tang Qing laughed out loud.

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