I Treat You as My Sister, But You Want to be My Wife?! -
Chapter 267 Made a Wise Decision_1
Chapter 267: Chapter 267 Made a Wise Decision_1
Qin Jiarong, sensing the moment, smiled and began, "Miss Feng, I understand your concerns. Many investors have the same reservations before buying our fund, but I can show you our company’s investment earnings curve. A 200% annual return rate is not a fabrication."
After speaking, he took a laptop out of the briefcase he had brought with him.
After opening it, he operated it a bit and pulled up a chart.
Then he turned the laptop screen to Feng Lijuan and continued, "Miss Feng, look, this is our fund’s fifteen-year investment earnings curve, exhibiting a steadily ascending curve, with an average annual return rate of around 200%. This should reassure you, right?"
Feng Lijuan exclaimed in astonishment, "That high, really? Isn’t it said that the investment god Barton only makes about a 30% return per year? Are you guys even more amazing than the investment god?"
Qin Jiarong explained calmly, "Miss Feng, as you said, it’s the investment god Barton. Barton mainly invests in the stock market, and his investments are usually in relatively mature companies. He rarely invests in high-growth tech companies, so naturally, the returns are somewhat lower. Our fund invests in the futures market. As you should know, the futures market comes with leverage, which naturally increases the returns. For private funds like ours investing in the futures market, it’s quite normal to make a 100% return annually. Of course, reaching a 200% return rate like our fund is very rare indeed."
Feng Lijuan furrowed her brow, "High returns in the futures market, sure, but isn’t the risk also high?"
Qin Jiarong smiled and said, "Yes, the futures market is characterized by high risk and high returns, but that’s not the case with our fund. With our fund, investing in the futures market means low risk and high returns."
Feng Lijuan asked in confusion, "How so?"
Qin Jiarong smiled and explained, "We have developed a model that is capable of generating stable profits. As long as we choose the futures products based on this model and operate accordingly, we can greatly reduce the risk without affecting the returns. The high risk and high returns of the futures market thus become low risk and high returns."
Feng Lijuan asked again doubtfully, "If you have such a great model, why take other people’s money to invest? Wouldn’t it be better to invest your own money quietly and make a fortune?"
Qin Jiarong continued smiling and explaining, "Many shrewd investors have the same question, which shows that you, Miss Feng, are also a very shrewd investor. Although we have such a model, we don’t have that much money. By attracting wealthy clients to invest, we can earn much more."
Feng Lijuan shook her head with a frown, "I don’t quite understand what you mean."
Qin Jiarong kept smiling and explained, "Miss Feng, let’s put it this way. For instance, if we only have ten million, even if we double it every year, we could only make twenty million. But by attracting clients and pooling fifty billion from them, and then doubling that each year would give us one hundred billion. Even if we only take a one percent management fee, that’s one billion. Compared to twenty million, we would of course choose to make one billion. I believe that if you were to make the choice, Miss Feng, you would certainly do the same as us."
Feng Lijuan suddenly said, "I see now."
Amei took the opportunity to press on, "Lijuan, now you get it, right? No more worries then. Just go sell your watch, and let’s invest together. Doubling our money in a year, where else could you find such a good deal?"
Every time she saw Feng Lijuan wearing a watch worth over a million, she felt extremely encumbered. It was imperative that Feng Lijuan sold her watch—the thought of seeing how Feng Lijuan would swagger after that.
"Lijuan, with your watch sold for over a million, even if you only invest one million, you’d make two million in a year. That’s enough to buy a new watch."
"Feng Lijuan, don’t hesitate anymore. Sell the watch and invest.")
"Feng Lijuan, whether we can double our money in a year depends on you now."
The other three sisters also joined in persuading her.
Then Amei said, "Lijuan, these next few days just happen to be the subscription period for the fund managed by Mr. Qin. If you miss the subscription period, you won’t be able to buy in at all this year."
Qin Jiarong nodded and said, "Indeed, our fund has only a ten-working-day subscription period every year, and half the time has already passed. There are only five working days left. If you want to invest in a subscription, you have to do it within the next five working days; otherwise, once this period is over, you won’t be able to invest this year and will have to wait until next year."
Feng Lijuan was torn and hesitant about whether to sell the watch and invest in this fund that could potentially double in a year.
She really didn’t want to part with the watch.
Amei seemed to notice what she was thinking and said, "Lijuan, if you don’t want to sell your watch, you can still raise the money."
Feng Lijuan eagerly asked, "How can we raise the money without selling it?"
If she could get the money without selling the watch, that would be ideal.
Amei smiled and said, "Don’t you know? You can pawn it. You can take it to the pawnshop, pawn it for a year, and you just pay a little service fee. After a year, you can redeem it."
Hearing this, Feng Lijuan was somewhat dissatisfied.
She had thought it would be some other method, but it turned out to be pawning.
Pawning meant handing over the watch to the pawnshop, no longer being able to wear it and show off.
Feng Lijuan shook her head and laughed bitterly, "Amei, your method is almost the same as selling the watch."
Amei said, "There’s still a difference. Since the watch is fairly new, when you redeem it, it will still be in near-new condition. If you don’t feel like buying a new watch, you don’t have to, and that way you can save some money. Although you won’t be short of money once Yuting and Shen Dong get back together, saving money is always good. Plus, you’d want to be praised for being savvy by your future son-in-law, wouldn’t you? Shen Dong is a billionaire, but he would also appreciate having a mother-in-law who is smart about saving and making money."
Feng Lijuan nodded in agreement, "That’s true."
Amei’s face lit up with joy, "Lijuan, then it’s settled. Pawn your watch in the next few days. I think your watch could easily fetch more than a million. You can definitely take out a million to invest. Next Monday, we will pool our money and purchase Mr. Qin’s fund."
Feng Lijuan hesitated for a moment, then nodded and said, "Okay, I’ll pawn the watch in the next few days and invest next Monday."
The temptation of doubling the money in one year was too great; she found it very hard to resist.
"Lijuan, you’ve made a wise decision."
"Lijuan, thank you. Without you, we wouldn’t have the opportunity to purchase Mr. Qin’s fund. "
"Lijuan, our hope for a turnaround is in your hands."
"Lijuan, when you become Shen Dong’s mother-in-law, you must share any good opportunities to make money with us sisters."
"Miss Feng, rest assured, our fund won’t let you down."
Hearing this, smiles appeared on the faces of the several sisters and Qin Jiarong.
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