I am chasing a rough man in the 80s
Chapter 154 Tiegen, the Calm and Wise Big Man

Chapter 154: Chapter 154 Tiegen, the Calm and Wise Big Man

"Mom, Tiegen and I will be moving to the city soon. When we are not around, they will surely come to bother you."

Suizi gently persuaded her mother-in-law.

The decision to move to the city was already made. Even though they planned on bringing their mother-in-law, that had to wait until everything in the city was stable.

During their absence, it would be hard for the mother-in-law to deal with the whole family’s scheming alone.

So, they had to resolve the issue with their relatives once and for all.

"So, what’s your plan?"

"We could buy a cow, but we should do it differently. The cow has to stay at our house."

"What?"

Wang Cuihua didn’t understand what Suizi was plotting, she started calculating the money.

"The money I have, plus what you have is enough. But you two will need money when you move to the city."

Prices were low in those days, but cows were an exception.

They were valuable in farmland.

A single cow could cost several hundred, definitely a major investment.

"We won’t spend a dime of our own money."

Suizi’s words confused Wang Cuihua. No money from them, but they still wanted a cow?

Wait, wasn’t that exactly what the Yu family members were thinking?!

"They want to write us an IOU. We turn the tables on them and write them an IOU."

"Even if you write an IOU, they won’t agree. They are calculating every day, how could they make such a loss-making deal?"

An IOU is based on trust.

Those who are willing to pay will pay, those who are not may delay it for a decade or never pay at all, and there’s nowhere to argue.

There are some without shame. When you talk about money, they talk about kinship. When you talk about kinship, they compare who has thicker skin.

Those who can lend money value relationships, but those who dare not to pay back don’t care about relationships.

Borrowers who don’t pay back would even condemn the lenders for not respecting family ties, for chasing after "such a little money".

In the end, good people always get hurt.

Wang Cuihua did not think that the first bedroom and second bedroom inhabitants of the old Yu family were kind-hearted people.

The person who had money stitched into his underwear, how could he possibly lend them money to buy a cow?

"Their family affection can’t be awakened by the sum of our whole family."

Suizi made a point.

"If kinship can’t make it, interest can."

"Suizi, enough with the suspense. What’s your plan?"

"Very simple, write in the IOU that we will give them a three-tenths interest."

Wang Cuihua gasped. Was this child crazy?!

"This won’t do, we borrow money at high interest from them?! Absolutely not!"

Not to mention that they did not need to borrow money, even if they did, they could not afford such high-interest rates!

Three-tenths interest, do you understand what it means? An annual interest rate of three-tenths that’s 30%!

Borrow one hundred, owe thirty in a year, how could that be possible?

"The interest rate is so high that they will be tempted. Although they don’t have cash, I will persuade the village chief to guarantee them. That is to say, let them delay payment. With the IOU pressing down, the village chief will agree."

To give such a high interest rate, and they don’t have to use their own money, it’s quite a windfall.

The old Yu family would certainly agree to this proposition, but the problem was that Wang Cuihua would not!

"So we’re breaking down our own wall to fill others’, what are we gaining?"

"Peace. Mom, once this is over, they will behave and won’t dare to harass our family. That way Tiegen and I can rest assured when we are away."

Wang Cuihua saw her like this. It didn’t seem like she was unsure, but she couldn’t figure out what her daughter-in-law was planning, so she could only look to her son.

To her astonishment, Yu Jingting was supporting his cheeks with his hands and looking at Suizi with a gaze of infatuation, apparently entranced by her beauty and oblivious to her words.

Apparently, he was completely oblivious to what Suizi was saying.

Just admiring the beauty of his wife.

Seeing Wang Cuihua’s distress, Suizi decided not to hold back and told her the whole plan.

Although Wang Cuihua was a forthright person, she was rather simple and had never heard of such schemes before, so her eyes widened in surprise.

"Oh, this girl."

Yu Jingting, on the other hand, didn’t seem surprised at all. This was just his wife’s usual behavior.

His mother’s talk about being honest and getting bullied by others was nonexistent.

Suizi’s plan was very simple.

First, cajole the families into accepting their high-interest loan, and then induce them to alter the amount on the IOU.

Changing the IOU was illegal, and if found out, they would be finished.

Once they had this handle, they could have lifelong control over them, making sure they never dare to offend Wang Cuihua again.

But Wang Cuihua didn’t understand how Suizi could be so certain that the two families would change the IOU?

"The granddaughter’s exam scores of second uncle’s family have been tampered with. When I caught her, she defiantly said that her dad and granddad had done the same. It shows that they are chronic offenders."

Suizi had taught the children in that family before and had a very deep impression of the child who stole things and tampered with her marks.

As the saying goes, "a crooked stick will have a crooked shadow". Since the uncle was a chronic offender and had used similar methods to cheat others, Suizi was certain they would not miss this opportunity.

"But what about Tiegen? Aren’t they afraid that Tiegen will turn against them?"

"The theory of capital says that at 10% profit, capital is ready to move; at 100% profit, it loses its senses; at 300% profit, it’s not afraid of being shot."

Wang Cuihua hesitated a bit. She didn’t understand what Suizi was saying and felt the risk was a bit too high.

"Just do as she suggests. If those two families have a change of heart and don’t tamper with the IOU to scheme against us, we will consider the loss of few dozen interests as our support for poverty alleviation and helping relatives."

Finally, Yu Jingting who was so deeply infatuated with his wife, lazily spoke up.

Once he spoke, the matter was settled.

Wang Cuihua could only nod.

"The two of you are going to be an independent family, you can make your own decisions about these things."

Suizi knew that her mother-in-law agreed verbally, but she couldn’t help but worry.

Yu Jingting and Wang Cuihua might say it lightly, but if Suizi’s plan failed, they would lose a few dozen interests.

But under the current circumstances, how much could an ordinary farmer save in a year?

A few dozen yuan was not a small amount at that time.

He could trust her like this, and Suizi was naturally happy.

No wonder she fancied this man; his vision was different.

At this moment, in Suizi’s heart, Yu Jingting was already like a bright moon in a clear night sky, a wise man who had a clear understanding of things and acted accordingly.

Yu Jingting seemed calm enough at this point:

Hurry up and get all the nonsense out of the way, it’s almost dark and it shouldn’t delay the couple’s important affairs.

The village doctor said that they didn’t need to force it and didn’t need to be deliberately controlled, just let it happen naturally.

Well.... let’s do it naturally then.

The very next day, Yu Jingting went to two uncles’ family alone.

Suizi was lying listlessly at home, too lazy to move.

Wang Cuihua thought that her daughter-in-law was sick. This poor child must have been worn out by the struggle between relatives in the family, right?

Seeing Suizi walking slowly like a snail, her face waxy pale, with dark circles under her eyes, she looked so pitiful~

Facing her mother-in-law’s care and concern, Suizi’s smile was uncomfortably stiff.