Chapter 85: Chapter 85 Pension Fund

Marta was so infuriated with Mountain Eagle’s damn logic that she turned and walked away...

"Bang"

Mountain Eagle glanced at the firmly shut door of the room and said to Mi Lu, "What exactly is the situation with this girl?"

Mi Lu pursed his lips and said, "She is one of your tasks. What do you think? Why else would Blood Fox find an apprentice?"

Mountain Eagle was taken aback for a moment and said, "Me?"

Mi Lu rubbed his nose, red from drinking, and said impatiently, "Do you think the two of us old men should take care of her?

Rest assured, by the rules of Arctic Fox, most of the offspring of fallen comrades will stop receiving support after reaching adulthood. In special cases, the retirement fund will only take care of the third generation without guardians until they are 18...

You just need to look after her for at most one more year."

Hearing this, Mountain Eagle said, feeling somewhat helpless, "Marta is a 17-year-old girl. How am I, a grown man, supposed to take care of her?"

Mi Lu looked at Mountain Eagle’s helpless expression and laughed, saying, "So you think we two old men can do a better job?

Relax, Marta is quite obedient. You just need to keep an eye on her every day and make sure she goes to the international school...

She’s already in 12th grade. Blood Fox Gang has arranged for her to attend a university in Singapore. She’ll leave next July, and our task will then be completed."

Mountain Eagle then seemed to understand and curiously said, "So this is what Blood Fox calls a runner’s job?

How many fallen comrades do you have? And how many of their offspring run into trouble?"

Mi Lu fell silent for a while, and spoke with a somewhat heavy tone, "Arctic Fox has been developed over 20 years to become the number one squad in the world by taking on missions that others can’t finish...

During this process, we made a lot of money, but we’ve also lost many comrades...

They came in waves, and then died in waves, victory after victory!

In the end, when we retired, we found out we hadn’t made as much money as outsiders thought, but we had to face a land full of graves and the orphans of those who had died...

Both Blood Fox and I have regrets, but it’s too late...

Now, we just want to do what we can, earn a bit more money, provide a bit more help to the offspring of those fallen comrades.

They nourished Arctic Fox with their lives; we will not let them down!"

Mountain Eagle listened and fell into silence, feeling moved.

The policy of Arctic Fox sounded very humane. However, any company facing such a burden would be overwhelmed.

Caring for the families of fallen team members threw money, time, labor, and energy costs that were simply immeasurable.

Because this ’care’ definitely isn’t just about providing some living expenses; seeing a person through to 18 years of age in good health costs a lot anywhere.

And most of the time, mercenaries don’t make much money at all!

Arctic Fox and some other top teams might be an exception...

But even so, according to the website of International Intermediary Company, although Arctic Fox was ranked first on the mercenary list, the starting amount for their commission was only 800,000 US Dollars...

This number sounds impressive, but Mountain Eagle was well aware that this commission and the prestige of being ranked first were propped up by various high-risk missions...

The ones willing to pay this much money certainly wouldn’t be hiring you to be a security guard at Disney...

In the mercenary business, a high price means high risk, which also means high casualty rates!

Mountain Eagle hadn’t officially entered the field yet, so he didn’t know what a real Mercenary Group should look like, but he knew that doing business meant finding a break-even point...

Arctic Fox seemed to be in endlessly glorious days, but in fact, if we extend the timeline, the self-imposed burdens and increasing expenses of Arctic Fox will gradually grow...

After eliminating this part of the expenses, the internal revenue of their staff might not be as strong as it appears on the surface.

Rationally, Mountain Eagle felt that such an Arctic Fox couldn’t sustain for too long...

But just like the workers back home who all yearn for the labor laws to be enforced, who all hope that at the age of 35 they won’t face unemployment...

Blaming Arctic Fox’s humanitarian system is a betrayal to the workers!

Perhaps it was this system that held Arctic Fox hostage, forcing them to continue the pattern of high risk and high commission...

But from another perspective, once Arctic Fox loses this system, what awaits them may not be rebirth but rather disintegration and turning against each other!

Looking into the slightly weary eyes of Mi Lu, Mountain Eagle hesitated for a moment and asked, "How many people do you need to take care of? Is it just you and Blood Fox doing all these things?"

Mi Lu pulled open a drawer and tossed a notebook in front of Mountain Eagle, saying, "In the past five years, Arctic Fox has undergone restructuring, so the casualty rate has declined a lot...

Currently, there are 106 registered fallen comrades, 15 disabled and retired, and there are still 7 who retired normally...

Most of those in need of care from the second generation have grown up, and most of their descendants can take care of themselves...

For those who are injured, disabled, and minors with family to take care of them, all we need to do is to transfer money to them on time.

There are only a few, like Marta, who need you to make a trip..."

Mountain Eagle, feeling a bit of a headache, looked at Mi Lu and said, "Arctic Fox is just a small team of about 20 people, and over 20 years, more than 100 people have died?"

Mi Lu slightly nodded and said, "Plus a few dozen disabled, but only 15 of the dead are left, like ’Pangolin’ you saw, who is crippled in one leg."

Mountain Eagle incredulously asked, "Such a large retirement and support fund, how much money is needed each year?"

Mi Lu saw that Mountain Eagle had gotten to the point and nodded, saying, "Arctic Fox has a trust fund worth 100 million US dollars, and every year that trust dispatches 5 million US dollars to an account designated by Blood Fox.

Additionally, the Arctic Fox team takes out 10% from the commission of each mission, likewise transferring it to an account designated by Blood Fox.

These funds include Arctic Fox’s retirement pensions, medical expenses, death benefits, and financial support for the descendants of fallen comrades."

Mountain Eagle silently did the math and said to Mi Lu, "According to this model, 5 million US dollars is definitely not enough.

I don’t know how much your retirement pensions are, but judging by what you do for Marta, the most expensive items are not reflected in your system.

I estimate that you need at least 8 million US dollars per year to ensure that the retirement support fund runs smoothly...

And with the current rate of inflation, the annual financial needs will increase, and your 100 million-dollar trust, because it has no compound interest, will depreciate in value in the future.

Under these circumstances, how could a small Mercenary Group like Arctic Fox possibly survive?

Unless they take down a president every year, even if they are Heavenly God himself, they couldn’t withstand an annual KPI of 30 million US dollars."

Mi Lu spread his hands somewhat helplessly and said, "Some of the injured buddies couldn’t bear it and committed suicide, and most of the retired buddies have their own careers, and they also refuse to collect retirement pensions, which saved us a lot of money.

We are not in any position to criticize the current state of Arctic Fox, and indeed, we are too busy to handle everything...

Thus, we need someone adept at managing people and money to help us..."

Upon hearing this, Mountain Eagle pointed to his own nose and asked, "So, I’m that person?"

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