Darkstone Code
Chapter 66 - 0066 Where to find the class representative?

Chapter 66: 0066 Where to find the class representative?

"Did you get your salary?"

Just as he unlocked the door with the key, Anderson saw a somewhat anxious face. Meeting his wife’s gaze, he looked guiltily at his feet, then turned and moved the box from outside the door inside. He replied in a muffled, slightly impatient voice, "No."

"No?" Mrs. Anderson’s poorly maintained skin had loosened considerably, with nasolabial lines, crow’s feet, forehead wrinkles... her skin looked dull and rough. Disappointed, she clasped her hands subconsciously, "Then what are we going to do this month?"

The bills are about to be mailed. If they can’t pay these bills, they’ll be listed as high-risk. If they default again without paying off their current debts, the bank or some companies will initiate investigation procedures.

As long as the Investigator deems them incapable of repaying, the goods they’ve bought on installments, or even the house, will be auctioned off to repay the debt.

Even more terrifying is that if one investigation is initiated, all companies with installment payment agreements will start investigations. This could directly destroy a family!

In recent months, several such cases have occurred around them. Those neighbors had to sell their houses and move to more decrepit, dangerous communities.

There, the streets are filled with all sorts of criminals, skilled women, pimps, and whatever else, it’s hell there. But of course, to some, it’s also a paradise.

Anderson moved the three cardboard boxes inside and sat directly on the sofa, his wife circled around the boxes, "What’s inside?"

Faced with his wife’s endless questioning, his head was about to explode, "Items from the factory used to offset the salary. Maybe you should go out and ask the neighbors if anyone needs them. It’s a better choice than making my head ache here, don’t you think?"

They looked at each other for a moment, but Mrs. Anderson didn’t leave the room. Instead, she started to clean silently, wiping here and there.

Actually, before Anderson came back, Mrs. Anderson had already thoroughly cleaned the house. For most full-time housewives, aside from taking care of the kids and husband, there are usually only a few things they can do.

Watch TV, chat with neighbors, clean, and occasionally have an affair.

Whenever Mrs. Anderson’s emotions reached a breaking point, she’d start doing chores, silently, as if isolating herself from the world and outside disturbances, until her mood returned to normal.

Anderson, sitting on the sofa, felt a headache watching Mrs. Anderson enter her "zone" again, feeling like he was the victim of silent treatment. Look at this oblivious woman!

He didn’t really like Mrs. Anderson. They married and lived together out of necessity. This is the sorrow of ordinary people; reality never yields to ideals.

For the wealthy, the privileged class, it’s the opposite. Only they have the soil for ideals and romance to grow.

Anderson patted his head and left home, needing to take a walk and think about what to do next month.

Soon after he left, a young man smilingly handed him a flyer.

Normally in such situations, Anderson would turn it into a paper airplane or a ball of waste paper and throw it in the trash.

But now, in a state of anxiety, he needed to do something to divert his attention, so he turned his gaze to the flyer.

"Gaitenau, instant payment!"

"The one who can give you thirty to fifty is your friend!"

"The one who can give you three to five hundred is your family!"

"The one who can give you three to five thousand, thirty to fifty thousand, is only us!"

"Gaitenau, instant payment, Gait, now!"

A financial company’s flyer, just as he was about to casually throw it away, Anderson suddenly paused, thinking maybe these people could solve his problems!

Not long after, Anderson carried the three boxes to the address on the flyer. It was on the edge of Sabin City’s downtown, which was different from other finance companies almost on the city’s outskirts, giving Anderson a strange psychological comfort.

Many people were present at the scene, giving him an unprecedented sense of atmosphere, even more than some years back when social conditions were not as developed as now.

Though it was poor and economically undeveloped before, everyone lived fulfilling lives, unlike now. At least in the past, he didn’t have to worry about losing his job.

He looked at a row of agreement tables in the open air from a distance, then at the enormous stack of collateral items beside them, he silently sighed.

"You must pay attention to the market trends of the entire city and nearby towns, and not be too rigid..."

At that moment, Lynch was discussing valuation issues with Mr. Fox, his son, and two subordinates.

Valuation isn’t a casual, simple, or easy job; it’s a very complex job.

Earlier, Lynch submitted certain agreements to the bank, which valued them at over three million. But Mr. Fox valued them at close to four million, which theoretically posed substantial risk for him—but not really.

However, even this flawed approach could cause numerous troubles, such as making loaning on the agreement less favorable. To make more money over time, Lynch had to show them how to value correctly.

"Sabin City doesn’t have a specialized consultancy, so you have to do it yourself. Of course, if you can’t but are willing to spend money, I can help you," Lynch said, unable to resist smiling. He always wanted to exhibit his brightest smile when meeting generous Financiers.

"You need to figure out which items aren’t selling, which are easy to sell, what to undervalue, and which to slightly increase the price. This is an art!"

He glanced around, suddenly pointing towards Anderson’s direction, "Look at that man..." The four nearby immediately directed their gaze as Lynch pointed, "He brought three identical items at once, and they look new."

"I bet these items are either stolen or collateral given to him, so we can appropriately slash the price a bit harder."

"As for determining the price..." Lynch took out a slip of paper with over ten phone numbers, "These are the numbers of Sabin City’s top distributors. For anything legally purchasable in the market, they can find out the price."

"Call for pricing inquiries; you may even ask about recent sales trends for these items to offer these people a lower price."

"By doing this, you can acquire the largest face value agreement with the least money, and I can help raise more funds for you!"

Mr. Fox’s eyes lit up; he felt the best decision of his life was giving Lynch a chance to speak—when they first met, Mr. Fox thought Lynch was someone sent to cause him trouble.

But Mr. Fox had generously given Lynch the opportunity to speak, leading to their subsequent cooperation and the transformative changes at Gaitenau Financial Company.

The finance company’s changes were growing and accelerating; earlier, he thought of pulling Lynch into a partnership, but now he didn’t think so.

He’d been calculating. If all principal and interest were recovered, plus forfeited collateral, his wealth could skyrocket to ten million in two or three months!

Previously, a couple of million belongings took him nearly half his life to earn, but now it’s achieved in just a few months.

He couldn’t bear to share such a big fortune with Lynch, giving him some service fees should be plenty, possibly a million or two.

Youngsters should know satisfaction; Lynch exemplified this well.

He looked at Lynch increasingly pleased, finally giving a side glance at his son, "You need to learn more from your friend Lynch, stop fooling around with those women, understood?"

This made Mr. Fox’s son a bit embarrassed, but he still nodded.

In their eyes, Lynch was like a Magician, a Magician who could perform money magic!

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I suddenly realized that what we lack most is a Class Representative with imagination.

In truth, at the very end of the last Chapter, that poster slapped onto Anderson’s face had much deeper metaphors.

Firstly, it’s not just the literal meaning, ’Every day is a new day,’ which I think this translation is shallow. Against the backdrop of the times, this sentence should translate into ’Every day is filled with new hope,’ more aligning with the era’s context.

The words on the poster essentially represent the blind optimism of the lower class towards the future, even after a prolonged market slump; they remain blindly optimistic.

Part of this comes from themselves, and another part from the upper class’s demands on the lower class. For instance, the upper class keeps saying, despite the market slump, the financial market continues to rise.

The poster being blown away indicates a storm is brewing and also hints that certain things can no longer be covered up. Upper society is losing control over the lower society, at least not openly controllable anymore.

Some issues are about to surface soon.

The poster hitting the face symbolizes ideals being defeated by reality, harshly slapping the optimistic people’s faces, initiating the intensification of societal contradictions at both ends.

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Thus, we lack an excellent Class Representative!!!

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