As a Fisherman, My Fish Can Level Up -
Chapter 311 - Chapter 311 Chapter 266 High Housing Prices Change of Plan
Chapter 311: Chapter 266 High Housing Prices, Change of Plan Chapter 311: Chapter 266 High Housing Prices, Change of Plan It was quite a coincidence that just as Chu Mingcheng had rested at home for two days and outfitted the Sea God with living supplies, a typhoon was making its way toward them.
The newly purchased boat hadn’t even been out to sea yet, and now it was about to face the test of fierce winds.
Fortunately, the berthing space on both sides was flanked by fishing boats of similar size, and there was a row of large tires on the side of the boat to prevent collisions.
Chu Mingcheng wasn’t idle either; he worked together with the skippers of those boats, tying and securing them with ropes to brace for the incoming typhoon.
The timing of the typhoon’s arrival was also quite fortuitous, coinciding with the day the fishing moratorium was lifted.
However, according to the fishermen, this was considered a good omen, as the catch would often be more abundant after a typhoon.
After all, the stormy weather didn’t just affect the fishermen’s work; the fish also sought refuge in deeper waters to escape the turmoil and would go hungry for several days.
Once the typhoon had passed, these hungry fish would emerge en masse in search of food, resulting in much better fishing than usual.
But Chu Mingcheng wasn’t planning on going to sea just yet, so it didn’t really matter to him.
He had converted all the money he earned in Australia into RMB, and together with his previous savings, he now had nearly six million five hundred fifty thousand yuan.
After accounting for the investment in the club and the cost of going out to sea, Chu Mingcheng could afford to spend five million yuan on a house.
So, he drove excitedly to Jiang Luoluo’s studio, where he found her practicing dance.
The dance teacher saw him coming and tactfully left the dance room.
Jiang Luoluo also stopped dancing, sat down to rest, and asked, “Why are you here so early today?”
“I’ve finished with other matters, so I thought we could go house-hunting together,” he said.
“How much did you make in Australia?” Jiang Luoluo asked curiously upon hearing him mention buying a house again.
“About five million.”
“Is that in Australian dollars? That’s a lot, isn’t it?”
“Uh, RMB!”
“Eh~~ In that case, I actually wouldn’t recommend you buy a house in Xia City,” Jiang Luoluo spread her hands and said straightforwardly.
“Why do you say that?” Chu Mingcheng was a bit curious, not quite understanding her attitude.
“You’re thinking of buying a house without even researching the local housing prices?” Jiang Luoluo sighed in exasperation.
“…” Chu Mingcheng felt slightly embarrassed; indeed, he hadn’t checked, primarily because he had been busy fitting out the new boat upon his return.
He had come straight to Jiang Luoluo today, without taking the time to look up the prices.
He then searched online for the housing prices in Si Ming District, and the moment he saw the average price was seventy thousand per square meter, he couldn’t help but curse, “Damn, are the housing prices here so outrageous?”
He looked at some new prime properties and seeing the high prices, he also checked the prices of some second-hand houses, only to discover they ran over sixty-five thousand, which baffled him.
He had originally wanted to buy a villa or a large apartment, but with these housing prices, could his five million yuan budget barely cover a down payment?
What about the mortgage of over ten million? How much interest would that be?
With his rate of earning money, taking out a mortgage would be a serious disadvantage!
Even if you can pay off a mortgage early, there are all sorts of restrictions, like having to wait a year or paying a certain penalty, and the bank’s policies vary.
After all, they aim to make money from the interest and would not make it cheap for home buyers.
Therefore, even if Chu Mingcheng could afford to pay in full in the future, he was unlikely to consider buying anymore.
Seeing his reaction, Jiang Luoluo chuckled lightly, “Still planning on buying?”
Chu Mingcheng immediately shook his head, “With such high prices, only a fool would buy here. It would be better to buy in Beijing, Shanghai, or Guangzhou. Even buying in Hang City would be better than here!”
However, this remark darkened Jiang Luoluo’s expression, and she slapped him discontentedly, “What do you mean ‘fool’? Mind your words.”
Chu Mingcheng was startled, and then remembered she had bought a house. He chuckled, “I wasn’t talking about you, okay?”
Jiang Luoluo rolled her eyes but didn’t explain that her house was bought by her father; although she herself was paying the mortgage, so it did involve her after all.
She hadn’t initially intended to buy a house either, but her father, Jiang Bo, knew she was adamant about staying in Xia City to develop her career. He feared she’d encounter male landlords with ulterior motives if she rented, and so he decided to buy a house for her.
While Xia City was nice, its actual development was largely confined to the area within the island, and it couldn’t retain young people seeking to advance their careers, attracting mainly tourists annually.
So, as Chu Mingcheng said, with that kind of money, it might be better to buy in Beijing, Shanghai, or Guangzhou.
After a while, Jiang Luoluo offered some suggestions, “I think you should consider your career first.”
“If you’re going to stay in Xia City, then you could buy a pickup truck and equip it with a crane, which would be convenient for transporting and selling large fish like the Golden Spearfish.”
“Moreover, Modu has a professional Tuna Hunter market. If we have a lot of catches from the Far Sea, and Xia City can’t handle it all, we could sell directly in Modu on our way back from the Far Sea. By that time, we will pass by Wen City, and it might be better to buy a big house in your hometown.”
“After each return, we could either spend time with my parents in Hang City or with your parents in Wen City, right?”
Chu Mingcheng nodded, finding her suggestion sensible; his new boat could carry at least twenty Golden Spearfish.
Returning from a fishing trip with an unfilled refrigeration hold, considering the high costs, could lead to losses, and even a small catch might mean losing money.
In Xia City, the Golden Spearfish trade was not well-established, and selling to the Tuna Hunter was even less cost-effective, with their commission typically as high as 10%.
Other stores might not have the capacity to take on so much Golden Spearfish, so he might need to frequent Modu.
Nevertheless, Chu Mingcheng would first try to develop the trade channels in Xia City; being a coastal city with so many restaurants, the demand for Golden Spearfish couldn’t be insignificant.
However, most restaurants didn’t have professional Golden Spearfish filleting chefs, and dishes would often only require particular parts of the Golden Spearfish, so it was uncertain whether he could build up a customer base.
But the fish business wasn’t urgent right now. Since he was no longer buying a house, he planned to go buy a car in the afternoon.
A pickup was essential, and it was also time to replace the old car at home that cost around one hundred thousand.
Originally, I wanted to bring Jiang Luoluo with me, but she was unwilling.
She planned to shoot at least three videos during this time, and then follow the new boat on its maiden voyage.
Seeing this, Chu Mingcheng didn’t want to disturb her and had to go buy a car by himself.
Chen Yang and Zhang Wei had many trivial matters to deal with in their new store, so he didn’t call them either.
In some cities within the country, pickup trucks have travel restrictions. Chu Mingcheng specifically looked into it and found that Xia City was more relaxed about this, allowing pickups to move freely.
With that being the case, he didn’t hold back. He immediately went to a Ford 4S store and directly asked a salesperson for a Ford Raptor F-150 series truck.
The price of the truck seemed to be relatively uniform across the country, with an out-the-door price of a little over seventy-six thousand. After test-driving it and finding nothing amiss, Chu Mingcheng paid in full and bought it.
Compared to his small car, the Ford had better visibility.
But the truck was quite big, and he was a bit unaccustomed to it.
Especially on narrow roads, a slight oversight could easily lead to scrapes. He needed to drive more to get familiar with it.
This is an inevitable experience when switching from driving a small car to a big one, unlike the transition from a big car to a small one, which doesn’t pose any problems.
Initially, Chu Mingcheng intended to sell his old car right here, but then he thought of Zhang Wei.
Chen Yang did have a car to drive over, but Zhang Wei didn’t have one.
The one at home was a mini electric car which he used for fishing, and it wasn’t possible for him to drive it over.
Despite making a good amount of money fishing for yellow croaker at the end of the year, he usually commuted with Chen Yang and rarely needed a car under normal circumstances, so he hadn’t bothered to get a new one yet.
Chu Mingcheng then made a call to him, “Zhang Wei, I bought a new car. Do you want the old sedan?”
Zhang Wei: “Yeah, why wouldn’t I want something that’s being given away for free?”
Chu Mingcheng: “Get lost, I’m selling it to you cheap. If you want it, give me fifty thousand, otherwise I’ll sell it myself.”
Zhang Wei didn’t hesitate and responded immediately, “Bring it on over, boss. It’s just money, after all!”
After hanging up the phone, the next moment, Chu Mingcheng received seventy thousand.
Seeing the money, he shook his head with a chuckle, then transferred twenty thousand back, “We said fifty thousand, do you think I need your extra two thousand?”
“A car is a man’s second wife. You sold your wife, shouldn’t I comfort you with a bit more?”
“Get lost, my wife is the only one. The car at most is a mistress, and it’s no big deal if she’s gone!”
“Alright then. Since you’re so generously handing your mistress over to me, let’s go out for dinner tonight, and call your wife along!”
“Are you sure you want to treat me to dinner? Do you know how much I can eat?”
“Come on, let’s see if you can eat me out of house and home!”
“So arrogant? I’ll definitely come on an empty stomach and eat till you tremble.”
After a bit of banter on the phone, Chu Mingcheng cheerfully called for a replacement driver, gave him the address, and asked him to drive the sedan to the front of Chen Yang’s Store.
Then he drove his new car to fill up with gas and wandered around the city roads.
Although the Ford Raptor wasn’t as sleek as a sports car, it had enough presence to turn some heads on the road.
Of course, it didn’t attract women, but rather some men.
Feeling like he hadn’t been driving around for long, his phone suddenly rang in the car. Chu Mingcheng was surprised, picked up the phone, and discovered it was already five in the afternoon.
During these days, he was responsible for driving Jiang Luoluo to and from work, but now it was her call coming in.
“Hello, Ah Cheng. Are you still buying a car?”
“I’ve bought it. I’m just about to head back. I sold the old one to Ah Wei cheaply, and he said he’s treating us to dinner tonight. I’m coming to pick you up now!”
“Okay, I’ll wait for you at the road beside the building.”
After the call, Chu Mingcheng realized he didn’t even know where he’d driven to. He was mainly familiar with the roads near the university and then the road to the shipyard.
He quickly turned on the navigation system, made a U-turn ahead as guided and headed back.
Arriving at the bottom of Jiang Luoluo’s studio building, she was already waiting by the roadside, with Zhang Ruomei also standing beside her.
Chu Mingcheng stopped the car in front of them, rolled down the window with a smile, and said, “Hey, beautiful ladies, are you free tonight? Care for a drink?”
“Sure!” Jiang Luoluo saw it was him and smiled joyfully, then turned to Zhang Ruomei, “Together?”
“No, no, I was just curious about what car you bought. You two go ahead!” Zhang Ruomei waved her hand to refuse, and then she took a closer look at the car, “Tsk, I didn’t expect you to buy a Raptor. Let me drive it someday if you get a chance!”
“You like this car too?” Chu Mingcheng asked in surprise.
“I like the big G even more!” Zhang Ruomei said with a sly expression, “Boss, when will you gift me one?”
Jiang Luoluo waved her hand grandly, “Sure thing, a hundred years from now I’ll definitely send you one!”
“Shut it.” Zhang Ruomei slapped her lightly and then waved to both of them, “You two go have your date. I’m off work too, and heading back. Bye!”
“Yeah, bye!” Watching her leave, Jiang Luoluo then approached the passenger side, opened the door, and sat down.
She shifted in the seat and leaned back to feel it out, “It’s pretty comfortable to sit in, not bad!”
Chu Mingcheng started the car and drove towards Chen Yang’s Store, “It is indeed alright. I think this truck is enough for me, no need to buy another private car.”
“Right, this truck can definitely handle our daily trips, though it does consume more fuel.”
“We’re not short on that.”
That’s the generous spirit of a Fishing Man with cheats!
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